Families ask similar questions when considering adult day services. Here are general answers you can rely on if you live in Rocky Hill or greater Hartford.
How much does adult day care cost near me?
Nationally, the median daily rate is about $103/day in 2025. Costs vary by state, care level, and what’s included. SeniorLiving.org
In Connecticut, the state’s 2025 survey of private-pay rates shows distinct full-day and half-day averages (not tied to any single center): full day $114, half day $85. Your actual price depends on services, transportation, and whether it’s a social or medical model.
Is there a half-day rate or hourly pricing?
Many CT programs offer a half-day option, and some allow hourly billing. Always ask how a “day” is defined and what’s included (meals, personal care, transportation).
Does Medicare cover adult day care?
Original Medicare does not cover long-term or custodial care, which is how adult day services are classified. Some Medicare Advantage plans may offer limited adult day health benefits; it’s plan-specific, so check your Evidence of Coverage. Medicare Healthline
Does Medicaid cover adult day care?
Often, yes. States can fund adult day health through Home- and Community-Based Services (HCBS) programs and waivers. Coverage, hours, and copays vary by state. Medicaid+1
In Connecticut, does CHCPE pay for adult day services?
Yes, if eligible. The Connecticut Home Care Program for Elders (CHCPE) lists Adult Day Health Services among covered options to help people remain at home. Apply through the Department of Social Services.
Will VA benefits help pay for adult day health care?
Yes, for eligible Veterans. Adult Day Health Care (ADHC) is part of the VA’s standard medical benefits package when there’s a clinical need; copays can apply based on status and finances. Talk to your VA social worker. Veterans Affairs
Will long-term care insurance cover adult day care?
Often. Policies differ widely, but many LTC plans include benefits for adult day care. Review the policy for daily/monthly maximums and any elimination period. Medicare
Are costs tax-deductible or eligible for the Dependent Care Credit?
Two potential angles (talk to a tax pro):
Child & Dependent Care Credit (CDCC): If care lets you work or look for work, certain expenses for a spouse/dependent who can’t self-care may qualify. See IRS Pub. 503 and Form 2441. IRS
Itemized medical deduction: Only the medical portion of costs (if any) may be deductible above 7.5% of AGI. See IRS Pub. 502. IRS
Quick facts (2025)
U.S. median: ~$103/day. SeniorLiving.org
Connecticut averages: Full day $114, half day $85 (statewide private-pay survey). CT.gov
Medicare: Original Medicare does not cover adult day care; some MA plans may include limited adult day health benefits. MedicareHealthline
Medicaid/HCBS: Commonly covers adult day health in many states; CHCPE includes it in CT for eligible residents. MedicaidCT.gov
VA: ADHC available for eligible Veterans; copays may apply. Veterans Affairs
How we can help you decide
Explain social vs. medical program differences so you don’t overpay. CT.gov
Review Medicare Advantage, Medicaid/CHCPE, VA, and LTC insurance options and what documentation each requires. HealthlineCT.gov Veterans AffairsMedicare
Map a schedule (full- or half-day) that fits needs and budget.
Next step: Schedule a tour of our Rocky Hill center.
